Last updated: October 20, 2026
Fundora Cap is committed to preventing money laundering, terrorist financing, proliferation financing, and sanctions evasion. This AML Policy summarizes our approach to knowing our customers, monitoring activity, retaining records, and cooperating with lawful requests from competent authorities. It applies to challenge fee payments, reward payouts, and related financial flows connected to the Services.
This Policy covers natural persons who register accounts, purchase evaluations, request payouts, or act as affiliates where applicable. Corporate or multi-user arrangements require prior written approval and enhanced checks.
Before certain payouts, or when risk indicators appear, we may require government-issued identification, proof of address, selfie/liveness checks, date of birth confirmation, and source-of-funds or source-of-wealth information. We may use third-party KYC providers to verify documents and to screen against sanctions and PEP lists.
You must provide truthful, current information. Submitting altered documents, using someone else's identity, or refusing reasonable verification requests may result in account suspension, denied payouts, and reporting where required by law.
Higher-risk profiles may trigger enhanced review. Examples include politically exposed persons (PEPs), high-risk jurisdictions, unusual payout patterns, frequent account cycling with anomalous trade behavior, large or structured withdrawals, or mismatches between stated profile and activity. EDD may include additional documents, delayed processing, senior review, or account restrictions.
We monitor for red flags such as mismatched identities, rapid pass/fail cycling that suggests exploitation, third-party payment attempts, requests to send rewards to unrelated wallets without explanation, VPN/proxy patterns associated with fraud rings, and chargeback abuse. Monitoring combines automated systems and human review.
We do not knowingly provide Services to individuals or entities on applicable sanctions lists or in comprehensively sanctioned jurisdictions. We may geoblock registration, refuse onboarding, freeze pending payouts, or terminate accounts accordingly. Sanctions screening may occur at onboarding, before payouts, and periodically thereafter.
Challenge fees should be paid with methods you control. Payouts are typically sent to wallets or destinations you own. We may refuse payouts to third-party destinations. Mixing services, tumblers, or obfuscation tools used to hide the origin of funds are incompatible with this Policy and may result in denial of service.
We retain KYC, transaction, and relevant communications records for periods required by applicable AML frameworks and internal policy (often multi-year). Records are stored securely with access limited to personnel and vendors with a need to know.
Where required, we may file reports with competent authorities and freeze or terminate accounts without prior notice when legally mandated or when risk is severe. We cooperate with lawful information requests. We will not tip off customers where tipping-off is prohibited.
Relevant staff and vendors are expected to follow AML procedures, complete training appropriate to their roles, and escalate suspicious activity. Vendors handling KYC or payments are subject to contractual security and compliance obligations.
You must provide truthful information, use wallets and payment methods you control, not attempt to obfuscate the origin of funds used for challenge fees, and not assist others in circumventing KYC or sanctions controls. Sharing accounts to bypass verification is prohibited.
Violations may result in failed challenges without refund, withheld rewards, permanent bans, and referral to authorities where appropriate. We reserve the right to reverse or claw back rewards paid in error or obtained through fraud, to the extent permitted by law.
We review this AML Policy periodically and when regulations, products, or risk profiles change. The version date on this page indicates the latest published revision.
AML-related inquiries can be directed through Support. Do not use support channels to attempt to circumvent verification. For urgent legal process, use the contact methods published for legal notices on our Contact page.
